- We’re a responsible loan provider. We never ever let you borrow significantly more than you are able to manage to pay off.
- We don’t apply any concealed charges. Pay just right right right back that which you agree upfront
- Our client solution and repayment groups are right here to simply help
- You won’t need certainly to find a guarantor.
Typical questions regarding Short Term Installment Loans
If you’re nevertheless not sure whether a Satsuma short-term suits you, always check the answers out to some of the very most usually expected concerns.
May i obtain a term loan that is short?
If you’re a UK resident, aged 18 or over and also a legitimate UK banking account and debit card, you’re eligible to utilize for a Satsuma loan. When it comes to getting that loan, we must conduct a credit and affordability check to ensure you have actually handled repayments well in past times, and therefore you are able to comfortably repay the cash you intend to borrow.
Do i want a guarantor for the temporary loan?
For many term that is short, you will do demand a guarantor. Nevertheless, you don’t require a guarantor to just simply take away a Satsuma short-term loan.
Could i get yourself a short-term loan with bad credit?
When you have bad credit, Satsuma may nevertheless think about your application. We take into account a wide range of important aspects outside of your credit rating, such as for instance your yearly incomings and outgoings, in addition to every other monetary commitments you may possibly have.
Before you make a software, you will need to ensure you have actually the annotated following:
- A legitimate current email address and mobile quantity
- Address information for the previous 36 months
- Your earnings and outgoings
- Your bank account and debit card details.
You have to be:
- Aged 18 to 74
- A British resident
- Not bankrupt
- Prepared to have a credit check.
Just how do short term installment loans work?
This differs from lender to lender, with Satsuma but, our short term installment loans are offered for quantities between ?100 and ?1,000, repayable over a length of between 3 and one year.
Prepared to use? Head to our Satsuma application for the loan web page and include your details for an decision that is instant.
Does https://samedayinstallmentloans.net/payday-loans-nd/ Satsuma give consideration to applicants with bad credit?
At Satsuma, we glance at more than simply your credit rating whenever assessing the job.
For those who have an undesirable credit rating or no credit score, you could find you’re turned away by some loan providers. At Satsuma, we also think about your incomings that are annual outgoings, alongside any kind of monetary commitments you have.
Whenever you use, we are in need of one to be since accurate possible with all the details you provide us with, therefore we can utilize all this work information to offer you an immediate choice and provide a quantity that one can fairly repay.
You should check if you qualify before you apply to find out.
Does Satsuma provide short term installment loans without any credit check?
No, we don’t offer loans with out a credit check. We do have an eligibility checker, nevertheless – this permits you to definitely see if you’re probably be accepted before doing a credit check that is full.
As previously mentioned above, we check more than simply your credit rating whenever applicants that are considering.
Will Satsuma Loans offer a immediate decision?
At Satsuma, you want to make trying to get and taking out fully a brief term loan since clear as you can. That’s why we try to present a decision that is initial 60 seconds of one’s initial application being finished by way of our capacity to check always before you use.
Why can I select Satsuma for my term that is short loan?
If you’re considering obtaining a temporary loan, here are a few main reasons why Satsuma could be one choice for you:
- Noticeable interest repayments – whenever you submit an application for a Satsuma loan, the APR (apr) is determined just before distribute the application, in order to see how much you’ll want to repay and exacltly what the month-to-month repayments is going to be.
- No fees that are hidden. Pay only right right back that which you agree upfront – With Satsuma, it is obvious just how much borrowing that is you’re your loan is merely the swelling amount you need to borrow in addition to the interest. It’s a calculation that is simple while our short term installment loans include simply no concealed charges.